Buying a Mobile on EMI via Amazon, Flipkart, or Paytm as a First-Time Bajaj Finserv User

If you're an existing Bajaj Finserv customer, buying a mobile on EMI is straightforward. However, if you are a first-time user, you'll need to follow a few simple steps. In this guide, we'll walk you through the process of purchasing a mobile online via Amazon, Flipkart, or Paytm using a Bajaj Finserv EMI card. Let's get started!

Steps to Set Up an EMI on Bajaj Finserv as a First-Time User

Before you can start shopping, you need to have an account with Bajaj Finserv. If you already have an account, you can proceed directly to making your purchase. If you're new, you'll need to create an account and follow these steps:

Create a Bajaj Finserv Account: Visit the Bajaj Finserv official website or download the Bajaj Finserv app on your smartphone. Follow the sign-up process to create your account. Activate Your Account: Confirm your email or mobile number to activate your account. Apply for an EMI Card: After your account is active, apply for a pre-approved EMI card through the Bajaj Finserv app.

Video Guide Explanation: Setting Up Your EMI Card

To better understand these steps and make the process easier, we recommend watching the official Bajaj Finserv EMI tutorial video on YouTube. The video will walk you through all the necessary steps to set up your EMI card and make your first purchase.

EMI Purchase Process on Amazon, Flipkart, or Paytm

If you are an existing Bajaj Finserv customer, here’s how you can purchase a mobile phone or gadget on EMI:

Pick Your Desired Product: Log in to Amazon, Flipkart, or Paytm on your device. Search for the mobile phone or gadget you want to buy. Select EMI Option: Once you find the product, choose to pay by EMI or No Cost EMI options. Enter Bajaj Finserv EMI Card Details: Enter your Bajaj Finserv EMI card number and other details required by the platform. Enter OTP: Enter the OTP (One-Time Password) sent to your registered mobile number or email. Confirm Your Purchase: Review your purchase details and confirm the transaction.

Understanding EMI Timeline

Depending on the month of your transaction, your EMI payments will be structured as follows:

If the transaction occurs before the 20th of the month, the first EMI will be due on the 2nd of the following month. If the transaction occurs after the 20th of the month, the first EMI will be due on the 2nd of the month after the following month.

Here's a breakdown of the EMI timelines:

Before 20th January: EMI hits on February 2nd. After 20th January: EMI hits on March 2nd.

Ensuring a Smooth EMI Purchase

To ensure a smooth and hassle-free EMI purchase experience, make sure you:

Follow the correct order of steps mentioned above. Double-check the product and all details before confirming the purchase. Keep your account and EMI card details updated.

If you encounter any issues or have questions, you can contact Bajaj Finserv customer support through their official channels.

Conclusion

Buying a mobile on EMI via Amazon, Flipkart, or Paytm using a Bajaj Finserv EMI card is a convenient way to make large purchases. Whether you are a new or existing customer, following the steps outlined in this guide will ensure a seamless transaction. Happy shopping!