Guidelines for Filling an LICs Existence Certificate

The LICs existence certificate is a crucial document for policyholders in India, serving as proof of continued residence for their life insurance policies. This guide aims to simplify the process by providing clear and easy-to-follow steps. Whether you choose to fill the certificate manually or opt for the online process, this article will help you understand the necessary steps and options available.

What is an Existence Certificate?

An existence certificate, also known as a proof of life certificate, is a document issued by the Life Insurance Corporation (LIC) that verifies the continuous existence of a policyholder. This certificate is often required when beneficiaries need to claim the insurance benefits or when there is a requirement to update the policy details to the court or other authorities.

Manual Filing Methods

If you choose to fill an existence certificate manually, you can follow these steps:

Collect Required Documents: You will need a copy of your identity proof (such as a passport, PAN card, driving license, or any other valid identification). Visit an LIC Office: Go to the nearest LIC office where you can personally present your identity proof and submit it along with a filled form (which can be obtained from the same office). Witness: The form must be witnessed by a third party, who can be any individual belonging to your family, a neighbor, or an employee of the LIC office. Ensure that the witness signs and notes the date, place, and their relationship to you. Deposit the Form: Once the form is filled and witnessed, deposit it along with your identity proof at the policy branch attached to your policy. Further Steps: After submission, the certificate will be processed. A duplicate copy will be issued and returned to you via mail or handed over at the policy branch.

Online Filing Process

For a hassle-free and time-efficient experience, you can opt for the online process through the official LIC website. This method also ensures that your certificate is processed much quicker.

Visit the Official Website: Go to the official LIC website (). Fill the Application Form: Search for the 'Existence Certificate' application form on the website. Fill out all the necessary details, ensuring accuracy. Obtain Witness Signature: Obtain the signature of an authorized witness (as mentioned above) and submit it online. The witness information must be submitted through the website. Submit the Form: Once all the details are properly filled and the witness signature is obtained, submit the form. Verification and Processing: The form will be verified online, and the existence certificate will be processed soon. You can track the status of your application through the LIC website.

Conclusion

The process of obtaining an existence certificate can be simplified by choosing the most convenient method for you. Whether you opt for the manual or online process, the above steps will guide you through the entire procedure seamlessly. This certificate not only ensures the validity of your policy but also provides peace of mind to both policyholders and beneficiaries.

Frequently Asked Questions

Q: Can I fill the existence certificate online without visiting the office? Yes, the official LIC website allows you to fill and submit the form online, making it convenient and time-efficient. Q: Is it mandatory to visit an LIC office to get a witness for the certificate? No, you can obtain the witness signature from any authorized person. However, it is recommended to obtain the signature from a third party for formalities and proof. Q: How long does it usually take to get the existence certificate processed? The processing time varies, but with the online process, it can be as quick as a few days to a week, depending on the specific case.

For more information and updates, refer to the official LIC website or contact your nearest LIC branch.